Christopher Carr, who is 29 and from Meadow Hill in Letterkenny appeared before the district court.
Asked by Judge Paul Kelly why he hadn’t insured his vehicle, Mr Carr said he couldn’t afford it.
“The car is over 10 years old and there was no way I could afford to pay for the insurance in full,” said the teacher.
“I’m a teacher on part-time hours. I did have a policy which was costing €200 per month but I couldn’t afford to keep up the payments.”
Judge Kelly said his situation was unfortunate but that every motorist has to have insurance.
He fined Carr €200 and gave him four months to pay for the incident at Gortlee in Letterkenny on December 8 last.